Bank of India, a leading Public Sector Bank with its Head Office in Mumbai, has released an official notification for recruitment of Credit Officers in General Banking Officer (GBO) stream for the recruitment year 2025-26.
A total of 514 vacancies have been announced across MMGS-II, MMGS-III and SMGS-IV scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
This recruitment is a great opportunity for experienced banking professionals looking for a stable career in a central government PSU bank.
Candidates preparing for government and bank examinations in 2026 should also keep track of other major notifications released this year. You can check the complete list here.
👉 Upcoming Government Jobs & Exam Notifications 2026 – Apply Online
📅 Important Dates
| Event | Date |
|---|---|
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Relevant Date for Age & Qualification | 01 November 2025 |
| Tentative Online Exam Date | To be notified |
🏦 Vacancy Details (Post-wise)
| Post Name | Scale | Vacancies |
|---|---|---|
| Credit Officer | MMGS-II | 418 |
| Credit Officer | MMGS-III | 60 |
| Credit Officer | SMGS-IV | 36 |
| Total | 514 |
🎓 Eligibility Criteria
Educational Qualification (Minimum)
- Graduation in any discipline from a recognized university
- Minimum Marks:
- General / EWS: 60%
- SC / ST / OBC / PwBD: 55%
Preferred Qualifications (Any One)
- CA / CFA / CMA (ICWA)
- MBA / PGDBM in Banking / Finance
- 2-year full-time PG degree in Banking / Finance / Credit-related field
🧑💼 Post-Wise Age Limit & Experience
🔹 MMGS-II
- Age: 25 – 35 years
- Experience:
- Minimum 3 years as an officer
- At least 2 years in MSME / Commercial / Project / Mid & Large Credit
🔹 MMGS-III
- Age: 28 – 38 years
- Experience:
- Minimum 5 years as an officer
- At least 3 years in credit processing
🔹 SMGS-IV
- Age: 30 – 40 years
- Experience:
- Minimum 8 years as an officer
- At least 5 years in credit handling
💰 Pay Scale
| Scale | Basic Pay (₹) |
|---|---|
| MMGS-II | 64,820 – 93,960 |
| MMGS-III | 85,920 – 1,05,280 |
| SMGS-IV | 1,02,300 – 1,20,940 |
Other allowances and perks are applicable as per Bank of India norms.
📝 Selection Process
Selection will be through:
- Online Examination
- Personal Interview
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language (Qualifying) | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Exam Duration: 120 Minutes
- Negative Marking: ¼ mark deducted for each wrong answer
- Final merit based on Online Exam + Interview (70:30)
Candidates preparing for competitive exams can also refer to other detailed exam notifications and syllabi available on our website.
- UPSC CDS (I) 2026 Notification Out – Apply Online
- SSC GD Constable Recruitment 2026 – Apply Online
💳 Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / Others | ₹850 |
(Fee is non-refundable)
🖥️ How to Apply Online
- Visit the official Bank of India website
- Go to Careers → Recruitment of Credit Officers (GBO)
- Click on Apply Online
- Complete registration and upload documents
- Pay application fee and submit the form
- Take a printout for future reference
Online applications are accepted only between 20.12.2025 and 05.01.2026.
🔗 Important Links
- Official Notification PDF – Bank of India website Link
- Eligibility Annexure (Annexure-I) – Eligibility Pdf Link
- Apply Online Link – Apply Online Here
📌 Important Notes for Candidates
- Candidates can apply for only one post
- Posting can be anywhere in India
- Experience certificates are mandatory
- Final selection subject to document verification
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